your partner in payments.

schedule a call today!

what we do

optimize payment revenue, reduce processing costs and create efficiencies.

embed, monetize and operationalize payments in vertically aligned software solutions.

create strategic payment programs that bring value to all stakeholders.

how we do it

we assess your current processing environment.

create strategies based on your resources, timing and goals.

execute programs that grow your payments business to the next level.

grow your payments

fractional payments leadership

Do you need a payments leader but not ready to make the investment?

We have the payments expertise and strategic leadership your organization needs to bridge the gap!

short-term projects

Do you have a specific payments project you need help with but you’re tight on resources, or you don’t have the right skill set or experience within your organization?

We can help!

risk free rewards

Our risk free program allows you to realize cost savings and increased revenue without financial risk.

We will review your current payment processing contracts, work with your providers to revise your contract terms, and all you have to do is reap the rewards!

It's as easy as that!

review

We analyze your processing reports, create a savings assessment, share our results and get to work!

revise

We work with your current payment provider(s) to revise and renegotiate your contract terms and reduce your overall processing costs.

reap

Sit back, relax, and watch the cost-saving, revenue-generating rewards grow month after month!

who we are

Meet Misty Novich, our founder and managing partner. Misty is a Payments expert and has been a trusted partner in the industry for over 25 years. She started her career as a merchant, owning her own retail store in Mountain Home, Arkansas. She was soon recruited by the ISO that provided her store's payment processing services, and hit the streets selling merchant services throughout Northern Arkansas and Southern Missouri.

Despite the grueling days of pounding the pavement, installing terminals, and filling out 10-page merchant applications by hand, she fell head-over-heels for the Payments industry and never looked back. In 2002 she was hired by Chase Merchant Services to manage the coveted Walmart relationship. She went on to manage Walmart for 15 of her 25 year career, built best in class strategic management teams, and held leadership positions at Chase Paymentech, WorldPay and Discover Global Network. Her industry expertise and partnerships throughout the years have afforded her the opportunity to collaborate on projects that have shaped the Payments Industry as we know it today.

For the past five years Misty has been working with vertical SaaS companies to embed payments and maximize revenue opportunities. Misty’s passion to serve merchants has fueled her mission to help merchants and ISVs reduce processing costs, monetize payments, and create financial growth opportunities. She has created significant revenue for vertical SaaS companies and she’s ready to do the same for you!

“We are like many young high growth companies that are focused on our core product and customers. We haven’t focused on our payments business nor have the internal resources to do so, but Misty has opened our eyes! She has uncovered expenses we didn’t realize we were paying, and will save us Millions over the next 3 years.”

CEO, Vertical SaaS

“Misty is an embedded payments expert who has the unique ability to drive both the strategic and tactical workstreams needed to successfully launch a SaaS embedded payments solution. She delivered terrific results for us, and any SaaS business looking to create and deploy an embedded payments solution would do well to have Misty on their team!”

CFO, Vertical SaaS

“Misty’s payments expertise drives tremendous value for SaaS companies looking to embed payments into their offering.”

Chief Risk Officer, PSP/PayFac

your partner in payments.